Cohabitation Agreement
Agree how an unmarried couple shares a home, costs and property, and what happens if they part.
Set out how a couple living together shares property and costs.
- Personal / Legal document
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Key features
The home
Whether it is owned by one, owned by both or rented, in whose name, and the mortgage or tenancy.
What each already owns
Separate lists for each partner of items, accounts and property, with a fuller schedule that can be attached and initialled.
Property bought together and costs
Shares in what is bought together, and how rent, utilities, food, insurance and repairs are shared.
Accounts and debts
Whether there is a joint account, how it is used, and a statement that each is responsible for their own debts.
If you stop living together
Who takes what, how joint property is dealt with and who leaves the home, with a note that estates are not dealt with and a review date.
About this document
A cohabitation agreement records how two people who live together without being married will share their home, costs and property while they do, and what each takes if they stop. It covers what each owned already, what they buy together, bills, bank accounts and debts.
This blank form is completed by hand and signed by both partners. It says that neither is paid for work in the home and that neither claims support from the other unless they agree in writing, and that it does not give either a share of the other's estate. Courts decide matters about children, and how far any of this holds up differs by state, so each partner should consider their own legal advice.
Is this document right for you?
Useful when
- You live with a partner and have joint costs or property
- One of you owns the home and the other contributes
- You want expectations written down before something goes wrong
Commonly used by
- Unmarried couples living together
- Couples moving in together
- Partners buying property together
Not sure? about your situation first.
Alternatives
These are separate documents, for different jobs.
- Domestic Partnership AgreementSet out the terms between domestic partners.View document
- Personal property agreementsRecord who owns or shares personal belongings.View document
- Prenuptial agreementsAgree before marriage how property and finances are handled.View document
- Family-law consultationTalk through a family-law matter with a lawyer.View document
When to use this
- Moving into a home one partner already owns
- Buying a car or furniture together
- Agreeing how to split costs after a baby
What happens next
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More in Cohabitation & Family Agreements
- Domestic Partnership AgreementSet out the terms between domestic partners.View document
- Gift agreementsRecord a gift of money or property, and its terms.View document
- Family agreementsPut an arrangement between family members in writing.View document
- Child medical consentLet another adult agree to medical care for your child.View document
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Questions
About the cohabitation agreement
That depends on the state, on how and when it was made and on what it says. Terms about children are for a court in any case. A lawyer can tell you how courts in your state treat these agreements.
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